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Our Services
Home Loan
Car Loan
Mortgage Loan
Business Loan
Project Loan
Personal Loan
Industrial Loan
CA Services
Law Services
Life Insurance
General Insurance
Online Marketing
Real Estate
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We have 18 years of work experience.
DHFS, founded by Mr. HARSHAD K THAKKAR in 2013, is one of the fastest growing direct sales agencies in Gujarat, offering a range of services to banks and financial institutions, including Home Loans, Mortgage Loans, Project Loans, Auto Loans, and Personal Loans. The company is built on the principles of customer satisfaction, teamwork, and excellent service, helping clients achieve their financial goals. DHFS has partnerships with multiple private and government banks, as well as NBFCs, establishing itself as a channel partner connecting high-growth markets with established financial economies.
Mr. HARSHAD K THAKKAR brings 18 years of retail banking experience, while Mr. YAGNESH H THAKKAR adds over 10 years of expertise in the field. Together, they successfully launched the Direct Sales Agency (DSA) channel for several banks in Gujarat between 2008 and 2013. Their achievements include being named Business Achievers for Home and Mortgage loans, driving 40% business growth in two years. Under their leadership, DHFS has grown into one of Gujarat's top DSAs, working with over 15 banks and continuing to achieve new milestones.
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Most Asked Questions
Find quick answers to the most common questions about our loan services. From eligibility and documentation to approval timelines and repayments, we’ve covered everything to help you make informed financial decisions with confidence.
You typically need basic KYC documents such as Aadhaar card, PAN card, address proof, income proof (salary slips or ITR), and bank statements. The exact documents may vary depending on the type of loan and your profile.
Loan eligibility is based on factors like your income, credit score (CIBIL), employment stability, existing liabilities, and repayment capacity. These help determine the loan amount and interest rate you qualify for.
Loan approval can take a few hours to a couple of days, depending on verification and documentation. In some cases, pre-approved customers may receive instant disbursal.
Yes, most lenders allow prepayment or foreclosure after a certain period. However, applicable charges may apply depending on the loan terms and tenure.
Missing an EMI may lead to penalty charges, additional interest, and a negative impact on your credit score. Timely payments are essential to maintain a good credit history.